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UNDERSTANDING FORECLOSURE PROCEEDINGS AND HARDSHIP DECLARATIONS DURING COVID-19 New York State recently adopted  the Covid-19 Emergency Eviction and Foreclosure Procedure Act of 2020, which, along with a number of other protections for residential property owners relating to eviction proceedings, clarified the status of both tax and residential mortgage foreclosure proceedings during the current pandemic and…

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CHANGES TO THE BANKRUPTCY CODE PROVIDES TIMELY RELIEF TO SMALL BUSINESSES Small businesses are the driver behind the Hudson Valley economy, but many are struggling to survive during the current Covid-19 pandemic. A recent US Chamber of Commerce poll showed that half of small businesses only have enough cash on hand to survive for one…

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THE STATE OF FORECLOSURES DURING COVID-19 The stage of foreclosures during COVID-19.  In a recent Executive Order, Governor Cuomo addressed the need to provide financial relief to the citizens of New York. The directive set forth the following: Forbearance with respect to mortgage payments for 90 days from the due date for any person or…

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PRO’S AND CON’S OF BANKRUPTCY CHAPTER 7 DURING COVID-19 With many families already struggling to pay their bills, the Coronavirus pandemic is likely to result in a record high number of bankruptcy filings[1]. Even with direct payments from the federal government, a lot of people will be forced to borrow heavily from credit cards to…

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CORONAVIRUS RESOURCE PAGE For the past several months, the firm has remained fully operational and continued to provide seamless, high quality legal services to our clients.   As we move forward, we want our clients to know that our full-service team is available to provide you with the assistance you need in whatever format makes the…

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Behind On Your Mortgage Payments If you are struggling to make your mortgage payments or are already behind, and the word “foreclosure” has come up, you may be looking for ways to better understand what foreclosure means and what you’re your options are.  This is why we’ve prepared a helpful Foreclosure Guide for individuals who…

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Is Political Corruption Even Illegal Anymore? Recent overturned convictions of Dean Skelos and Sheldon Silver leave many New Yorkers frustrated and wondering if its public servants will ever be held accountable for using their offices for personal gain. Dean Skelos, former New York State Senate Majority Leader, was convicted in 2015 on Federal corruption charges…

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When Foreclosure Comes Knocking, Answer It!   The foreclosure crisis is behind us, right? Nope. Foreclosures are not in the news much anymore, but many Hudson Valley homeowners are still facing the loss of their homes through foreclosure.  While the most recent report of the Chief Administrator of New York Courts (2016) shows that the number…

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