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Divorce and Taxes At Jacobowitz & Gubits, LLP our matrimonial and our tax attorneys work together to discuss with you and resolve the dance between divorce law and tax law. This blog will waltz you through some of the most important issues typically relating to divorce and taxes. Filing Status. If you will soon be…

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ZOOM IS TOO FAST The glossy advertisements and promotion for using Legal Zoom evidence that going too fast isn’t the best choice. Going the cheapest is also dangerous. Establishing an entity for a new business is much more than filing forms. There are many important decisions that should be part of any business entity formation….

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Dispute Resolution:  7 Typical Provisions for Contract Negotiations When parties sit down to hammer out their commercial contracts, often left to the end as an afterthought is a dispute resolution mechanism. The optimal time to create strategies to avoid the time, expense and adverse business consequences of traditional litigation is before any dispute arises. In…

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The DOL Fiduciary Rule – From the Opposition’s Point of View The proposed United States Department of Labor (“DOL”) fiduciary rule has earned itself many enemies. A coalition against the rule was formed in October 2015 and is pushing hard to stop the rule from being enacted.  The U.S. Chamber of Commerce and Primerica are…

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What Changes Will the DOL Fiduciary Rule Bring? Although the proposed United States Department of Labor (“DOL”) fiduciary rule is not necessarily final, it soon will be, and any version of the rule is going to significantly impact the way financial advisors practice.  Here’s a snapshot of the details: Who: all advisors and brokers –…

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Major Changes Coming for Retirement Investments Brokers and other financial planners who manage retirement investments are in for a big change.  The United States Department of Labor (“DOL”) has proposed a rule targeted at forcing brokers to very clearly put the client’s interests above their own. The rule was first proposed in 2010 and has…

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In an effort to reduce fraud, new credit cards are being introduced around the world which have computer chips embedded in them. These are called “smart cards” or “chip cards” or “EMV cards,” which stands for Europay, MasterCard and Visa. The cards were introduced in Europe, Asia and Africa years ago. The U.S. is the…

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A local bankruptcy judge has struck a blow for consumers across the country by ordering some of the nation’s largest banks to have removed from credit reports debts that had actually been discharged in bankruptcy. The law required those debts to be removed, but banks generally ignored that requirement. So even though consumers had debts…

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Tax season is upon us and, as if paying taxes wasn’t bad enough, there is now a serious epidemic of identity theft in the area of tax returns. The days of filling out a paper tax return are over. Both professionals and do-it-yourself tax preparers use electronic filing methods. That, plus the timing of certain…

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Jacobowitz and Gubits Counselors at Law