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An Important Tip for Municipalities Using Zoom for Public Meetings Under NYS Governor’s Guidance Following Governor Cuomo’s Executive Order 202.6, many municipalities are using Zoom to comply with the requirement that remote meetings be made available to the public. We want you to be aware of one potential complication of doing so. Today’s Daily Freeman…

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DEBT SETTLEMENT VERSUS BANKRUPTCY We have all seen the multiple television advertisements for various debt settlement companies as a way to pay your creditors, protect your credit, and a means to avoid bankruptcy. Bankruptcy, still to this day, carries a stigma that most people shy away from. The debt settlement companies play on this thought…

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THE CARES ACT PAYCHECK PROTECTION PROGRAM The Coronavirus Aid, Relief, and Economic Security (CARES) Act Paycheck Protection Program will likely be one of the more popular programs included in the federal stimulus bill that was just signed into law. Congress wants to help small business employers maintain high employment by offering loans from Small Business…

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 CO-PARENTING DURING THE CORONAVIRUS PANDEMIC As the coronavirus continues to spread throughout our community, it has upended life in many ways. Here are some issues to be aware of if you are going through a divorce, or are co-parenting with a former partner or spouse in these troubled times. As of March 16, 2020, the…

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Estate Planning and COVID-19   Jacobowitz & Gubits wishes all of our clients well during these challenging times. Although we are working remotely, we are fully functional via telephone, email and video conference. One thing many people are thinking about these days is estate planning. Wills and trusts are something that people frequently put off, but…

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PRO’S AND CON’S OF BANKRUPTCY CHAPTER 7 DURING COVID-19 With many families already struggling to pay their bills, the Coronavirus pandemic is likely to result in a record high number of bankruptcy filings[1]. Even with direct payments from the federal government, a lot of people will be forced to borrow heavily from credit cards to…

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Beware COVID-19 Charitable Donation Fraud Beware COVID-19 Charitable Donation Fraud:  As we all struggle through the COVID-19 health crisis, there is little doubt that in due course Americans will open their wallets to help those in need. We are a very charitable society and give billions of dollars each year to a wide range of…

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CORONAVIRUS RESOURCE PAGE We are all impacted by the rapidly evolving Coronavirus, also known as COVID-19. We are here for you and have the ability to share legal topics with our valued clients,  businesses, municipalities, nonprofits, and families that are interested in keeping apprised of these ever changing laws and regulations. We are updating this resource page as…

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Notarial Act Issued On March 19, 2020, in response to the COVID-19 outbreak, Governor Cuomo issued Executive Order 202.7 authorizing any notarial act that is required under New York State law to be performed utilizing audio-video technology. At J&G we are committed to assisting you with your legal needs during this time of crisis. We…

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SBA Disaster Assistance for Coronavirus Impacts on Small Businesses and Non-Profits The U.S. Small Business Administration (SBA) issued an Economic Injury Disaster Loan Declaration for New York State on March 19, 2020. The Declaration allows SBA to offer low-interest federal disaster loans to provide working capital for small businesses and private, non-profit organization that are…

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Estate Planning and Asset Protection Free Seminar – Scheduled for March 24th has been postponed. We are currently making remote meetings. We are currently making remote meetings for those interested in a free consultation with an Estate Planning attorney.  While this seminar is cancelled due to the guidelines set forth as a result of  COVID-19.  The…

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  CIVIL LITIGATION IN THE TIME OF CORONAVIRUS If you have a civil litigation case that you want to begin, nothing will stand in your way. What happens thereafter, in light of coronavirus, is being determined anew almost daily. Like much of our country, the New York State court system has adapted and now embraced…

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ATTENTION PROPERTY OWNERS OF RESIDENTIAL, MULTIFAMILY, AND INVESTMENT PROPERTIES Recent changes in landlord tenant-laws in New York have been impactful for property owners of residential, multifamily, and investment properties. Of particular significance has been the Housing Stability and Tenant Protection Act of 2019 (“HSTPA”), signed into law on June 14, 2019. HSTPA has impacted almost…

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Planning to cancel a public board meeting due to COVID concerns?  You can conference call instead (but do it the right way.) A core principle of the Open Meetings Law (OML) is that public bodies must conduct public business in public. Amid widespread public health concern about public gatherings,that principle is adapting to the Coronavirus emergency….

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Three Things to Know about a Prenuptial Agreement Congratulations on your engagement!  Now that you have decided to get married, picked your date, and are in the midst of wedding planning, we want you to consider adding a consult with a family law attorney to discuss prenuptial agreements to your to-do list. Here are three…

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It’s Tax Protection Time             Coming up fast is the one time of the year that you can question your real property taxes by having your real property tax assessment reviewed.  That review should be done to make sure that you are not paying more than your fair share. If you…

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Tips When Investing in Commercial Real Estate Investing in commercial real estate in the Hudson Valley requires careful planning and knowledge to avoid certain pitfalls. Consider these eight tips before purchasing an investment property. Identify your team Investing in commercial or other income producing property is not for the weak of heart, and the journey…

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Trusts Can Provide Creative Solutions for Young Children or Problem Beneficiaries    When people explore estate planning, many discuss protecting assets from long-term care costs, creditors, lawsuits, and divorces. People understandably want to guard their nest egg for their beneficiaries. A less commonly discussed (but sometimes equally important) issue is protecting assets from the beneficiaries….

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A New YIMBYs (Yes In My Backyard) Perspective on Housing Recently, the New York Times published a very interesting and informative article by Conor Dougherty chronicling the efforts of a group of people in California to reexamine some of the common assumptions related to the need for dense residential developments in our communities.  Mr. Dougherty…

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MAKE OLD MAN WINTER YOUR FRIEND We are now officially in the dead of winter.  As the effects of winter bring ever increasing utility bills and cold and drafty homes, it is comforting to know that there is some help available, especially for seniors, to cope with old man winter. The New York State Office…

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