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What the Orange County Social Host Law Means to You: In the wake of community outrage over the December, 2015 death of fire fighter and beloved former Pine Bush High School student, Justin Speights, Orange County is fighting back against turning a blind eye to underage drinking. Most of us are aware of house parties…

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Now Is Your Last Chance To See If You Are Overpaying Your Property Taxes in 2016-2017 Challenging your tax assessment is a process. There are deadlines, research, necessary documentation and forms, rules, and property history that need to be considered. Don’t be scared away from considering this because it may appear complicated. We can simplify…

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New Family Paid Leave Law New York State has adopted a new Family Leave Law that is funded by payroll deduction from employees’ salaries and is mandatory regardless of the size of the employer.  One supporting rationale has been that the United States is the only industrialized country in the world without paid family leave….

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Is what you just fell over trivial? Take a quiz. You are walking along a sidewalk or on a set of stairs. Next thing you know you are lying on the ground looking around to find out what it was that caused you to fall. Surely there must have been something there! Upon careful inspection…

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The DOL Fiduciary Rule – From the Opposition’s Point of View The proposed United States Department of Labor (“DOL”) fiduciary rule has earned itself many enemies. A coalition against the rule was formed in October 2015 and is pushing hard to stop the rule from being enacted.  The U.S. Chamber of Commerce and Primerica are…

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What Changes Will the DOL Fiduciary Rule Bring? Although the proposed United States Department of Labor (“DOL”) fiduciary rule is not necessarily final, it soon will be, and any version of the rule is going to significantly impact the way financial advisors practice.  Here’s a snapshot of the details: Who: all advisors and brokers –…

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Major Changes Coming for Retirement Investments Brokers and other financial planners who manage retirement investments are in for a big change.  The United States Department of Labor (“DOL”) has proposed a rule targeted at forcing brokers to very clearly put the client’s interests above their own. The rule was first proposed in 2010 and has…

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There are new rules governing the loan process for real estate transactions. The new TILA RESPA Integrated Disclosure (TRID) rule, referred to as “Know Before You Owe”, has new forms, and timing requirements that can slow down your real estate transaction. These new rules apply to loan applications made after October 3, 2015. The familiar…

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Jacobowitz and Gubits Names Michele L. Babcock, Esq. as Managing Partner The law firm of Jacobowitz and Gubits, LLP is proud to announce that Michele L. Babcock, Esq. has been appointed Managing Partner of the firm effective January 1, 2016. Ms. Babcock succeeds Larry Wolinsky whose four-year term expired in December. Ms. Babcock joined Jacobowitz…

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For those of you with children in college, or getting close to it, there are some interesting recent changes to the rules concerning 529 savings plans. A 529 plan is a tax-advantaged savings vehicle for college or other higher education. Contributions to the plan are invested in a variety of stocks and bonds in order…

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